Cash…don’t knock it until you’ve gone through a power outage without it

Have you ever seen those commercials where a store’s checkout lines move quickly when customers are using the sponsor’s credit and debit cards, but slow down considerably when someone has the audacity to use cash? Of course they’re implying that if you don’t use their cards for your purchases, you’re an out-of-touch fuddy-duddy who inconveniences all those around you.

These ads always rub me the wrong way because there are a number of reasons why paying with cash is a better choice – including for budgeting purposes – but I’m guessing that the commercial is even more offensive to Hurricane Sandy victims. The storm that caused long-lasting power outages and left millions of people in the dark and the cold also rendered many ATMs useless. And with many electronic store terminals down, usage of credit and debit cards was limited as well.

People with cash in their wallets were not holding up any store lines during those recent couple of weeks. In fact, in some cases they were the only ones able to purchase items that were needed so badly.

This article not only explains why it makes sense to always have cash on hand, but also gives advice regarding how to keep it safe. Please let me know your thoughts about this subject. Do you keep a stash of cash around the house for emergencies? If so, have you ever experienced a situation in which it was the only form of payment that was acceptable? What types of hiding places around the house do you use for your cash? Looking forward to hearing from you.


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