Losing personal items in a home robbery or a fire is very upsetting. Nearly everyone feels personally violated when something like that happens. In addition to the heartache of losing items that had monetary and sentimental value to us, trying to deal with insurance claims can be a hassle at best and a nightmare at worst.
One of the things you can do – in advance – to make this potential problem much more manageable is to pull out your camera and start taking pictures of everything you own that you would want to replace if it were suddenly gone. That includes furniture, electronics such as televisions and stereos, jewelry, clothes, and more.
Photos will not only prove that you owned these items before they were destroyed or stolen, but will also indicate the condition of those items. Your photo inventory, which should be kept up to date, could mean the difference between a claim being honored or rejected.
While you’re at it, also take photos of your important documents, such as birth certificates, marriage licenses, insurance records, etc. They should all be kept in a fireproof safe. For your most important documents, such as your will, take a photo of it and then keep it elsewhere, such as a safe deposit box. This link will give you a more complete list of which items you should make sure to photograph.
Some prepper activities are admittedly a lot of work, but taking photographs of your valuables really shouldn’t require all that much time. If you already have a good photo inventory of your home and personal items, please share with me how you organized it and which items you selected. If not, does taking photos of your valuables sound like something you’d be willing to do in order to protect yourself from potential loss? I’d love to hear from you about this.